Morgan Stanley (“us”, “our”, or “we”) uses cookies and similar technology, such as pixels (also known as clear GIFs or web beacons), or technologies they may develop over time, to collect, use, and share information when you visit our websites or interact with us online, e.g., via email or other electronic means.
Unless you have adjusted your browser setting so that it will reject cookies, our system will issue cookies when you access or use our websites or online services. By accessing or using our websites or online services, you consent to Morgan Stanley using cookies in accordance with the terms of this Global Cookie Policy (this “Policy”).
If you do not wish to accept cookies from this site, please disable those that are not strictly necessary. However, if certain cookies are disabled, it may mean that you experience reduced functionality across some or all areas of our websites or online services.
Some of our websites may use Google Analytics to track your activity. To opt out of being tracked by Google Analytics across all websites, click here.
What are cookies?
Cookies are small, usually randomly encoded, text files that help your browser navigate through our websites. Cookie files are generated by our website when you access it and are accepted and processed by your device when you interact with us online. Cookie files are stored on your device (such as your computer, smartphone, or other web-enabled device) when you access our websites or online services.
How do we use cookies and similar technology?
Morgan Stanley uses cookies and similar technology for a variety of purposes including to:
- Allow the technical operation of our websites and services
- Provide required security, network management, and for fraud detection.
- Capture and compile statistical information about how you use our websites and interact with us online.
- Improve performance and help us enhance usability and content.
- Assess the effectiveness of advertising and readership content and to estimate our audience size and usage pattern.
- Enable log in and authentication when you log onto our websites and to recognize you when you return to our websites.
- Deliver a better and more personalized service by allowing us to customize our site according to your individual interests; and
- Deliver marketing communications that may be of interest to you, including ads or offers tailored to you.
Our online services also use pixels. Pixels are invisible tags and may be placed on a webpage, in advertisements, or in an email or other message. They usually work in conjunction with cookies, registering when a particular device visits a particular page. For example, pixels may count the number of individuals who visit our websites or enroll in a service after viewing a particular advertisement.
Personal Data
Information held in cookies, such as Internet Protocol (“IP”) addresses, or similar technology set by Morgan Stanley are kept to a minimum and can only be read by Morgan Stanley, our associate firms, their authorized third parties or by someone who has physical access to your device.
We may combine the information that we collect through cookies, pixels, and similar technologies with other personal information that we have collected from you from both online and offline sources. For further details of how we process personal data, please refer to our Privacy Pledge.
Third Parties
Morgan Stanley works with third parties to promote its products and services both on this website and other websites. In addition to the cookies noted above, some of our websites may also serve third party cookies, which allows us, our service providers, and our third-party business partners to deliver more relevant and tailored content.
For example, if you visit a page on this website or third-party websites that provides information about a Morgan Stanley product, a cookie may be placed on your browser or device that identifies the product you viewed. This information allows us, our service providers, and our third-party business partners to deliver more relevant and tailored content, such as ads for that product.
How can you manage your preferences?
Most browsers are initially set to accept cookies. However, you can disable the non-strictly necessary cookies if you wish, generally through changing your internet software browsing settings. It may also be possible to configure your browser settings to enable acceptance of specific cookies or to notify you each time a new cookie is about to be stored on your computer, enabling you to decide whether to accept or reject the cookie.
To manage your use of cookies, various resources are available to you, for example, the “Help” section on your browser may assist you. You can also disable or delete the stored data used by technology like cookies, such as Local Shared Objects or HTML5 local storage, by managing your browser’s “add-on settings” or visiting the website of its manufacturer.
For more information about the specific cookies that may be served, and to opt-out of receiving these cookies, click on 'Your Privacy Choices' in the footer. Please note that if you delete your cookies or upgrade your browser you will need to opt out again.
How do we update this Policy?
We may change or update portions of this Policy to reflect changes in our practices and/or applicable law and regulation. Please check this Policy from time to time so you are aware of any changes or updates to the Policy, which may be indicated by the ‘Last updated’ date at the beginning of this Policy.
How can you contact us?
If you would like to contact us regarding this Policy, including, without limitation, and subject to applicable law, where you wish to access a copy of your personal data or where you wish to raise a complaint or grievance, please contact us:
By email: dataprotectionoffice@morganstanley.com
By post:
North America:
Chief Privacy Officer
Legal and Compliance Division
1633 Broadway, 30th Floor
New York, NY 10019
EMEA, South America and APAC (including Japan):
International Data Protection Officer
International Data Protection Office
Legal & Compliance Division
20 Bank Street, Canary Wharf
London E14 4AD