Career Opportunities

Vaga Jovem Aprendiz em Recursos Humanos Morgan Stanley O Morgan Stanley uma empresa lder global em servios financeiros que oferece uma ampla gama de servios bancrios de investimento, ttulos, gesto de investimentos e gesto de patrimnio. Trabalhamos para oferecer um ambiente de apoio e incluso onde todos os indivduos possam maximizar todo o seu potencial. Nossa fora de trabalho qualificada e criativa composta por indivduos extrados de uma ampla seo transversal das comunidades globais nas quais operamos e que refletem uma variedade de origens, talentos, perspectivas e experincias. Nosso forte compromisso com uma cultura de incluso evidente por meio de nosso foco constante em recrutar, desenvolver e promover indivduos com base em suas habilidades e talentos. Responsabilidades: Demonstrar forte iniciativa, pensamento e soluo de problemas; Forte comunicao verbal e escrita; Adaptabilidade e disposio para aprender; Suporte a equipe de Talent Acquisition Brasil. Requisitos Vaga afirmativa para mulheres e/ou pessoas negras; Ter entre 18 e 21 anos; Disponibilidade para trabalhar presencialmente no escritrio em So Paulo (Av. Brigadeiro Faria Lima, 3600) 4 vezes por semana, e realizar curso de aprendizagem na sexta-feira. Benefcios Bolsa Auxlio ingls; Vale Refeio; Vale Transporte; Plano de Sade.

Finance Intern (Mexico) - Job Description Summary: Assist in any necessary tasks needed to perform the activities outlined in the roles for legal entity Finance & Regulatory Reporting department. Focusing on regulatory reporting for Comisin Nacional Bancaria y de Valores, Banco de Mxico and AMIB from the validation of the data feeding the reports (product reconciliations) to the preparation of layouts/reports to be submitted to the regulator. Main Responsibilities: Assit in: Running daily FX Position for ALCME reporting. Running Capital Index calculation, monitoring, analysis, and reporting. Daily accounting and reconciliation processes of trading products within the local General Ledger, including transactional and operative systems. Running, analyzing and reporting monthly Convalidaciones de Derivados to Banxico. Recurrent reports of Capital Index calculation based on new business, products, market sensitivity and potential business model changes. Annual Stress Scenarios Project. Finance KPIs. Updating financial information. The preparation of Mexico finance reports, risk committee, LEC and Capital monthly meeting materials. Summarize and present: Assist with presentations, projects, and reports using power point, word, and excel. Summarize data, include key points, and present ideas. Qualifications, Experience, Other Skills: Academic background in Math, Accounting, Finance, Engineering, Actuarial Science or Economics is highly preferred VBA (Visual Basic) and programming knowledge. Alteryx is a plus Proactive, with strong collaboration, problem solving and oral/written communication skills. Fluent in English (reading, writing and speaking) is required. Proficiency in Microsoft Office Applications

Placement and Duration This Internship is an opportunity to experience the culture and atmosphere in the Firm Risk Management Division by taking on some of the responsibilities and functions of a Full-time Analyst for a short period. The internship typically lasts six to twelve months but can vary in length depending on business needs and candidate availability. This is a part-time internship (up to 20hr a week). The cornerstone of Morgan Stanley's risk management philosophy is the execution of risk-adjusted returns through prudent risk-taking that protects Morgan Stanley's capital base, liquidity and franchise. Training program You will receive on-the-job training and benefit from working alongside experienced professionals on a variety of projects. This role crosses over multiple areas of Risk giving you exposure to teams not limited to Risk Analytics, Credit Risk, Market Risk, Stress Testing and Model Risk Management. Responsibilities Work closely with the Risk team to help to: develop and enhance risk management tools or advanced market risk and credit risk capital models perform model performance monitoring and model validation perform quantitative analysis on quarter-on-quarter changes of model outputs prepare departmental presentations, including e.g. presentations to Committees or regulators review and take meeting minutes compile risk data into spreadsheets and ensure completeness and accuracy of data in the tools and systems by performing reconciliations with the source Requirements You have outstanding analytical skills You have a solid academic background in Finance or a quantitative field and fluency in English. Knowledge of German is beneficial but not essential You have good communication skills, both verbal and written You are a strong team player; have an ability to collaborate with colleagues across the Risk department and the broader organization You are a self-starter with the ability to work independently You are driven, highly motivated and results-focused You have strong organizational skills with the ability to manage time efficiently and effectively You are detail oriented and have the ability to work efficiently within tight time constraints You have sound coding skills in at least one of the following languages: Python (preferred), R, Matlab, VBA (preferred)

Placement and Duration The Full Time Internship is an opportunity to experience the culture and atmosphere in the Central Outsourcing Control Office by taking on some of the responsibilities and functions of a Full-time Analyst for a short period. The internship typically lasts six to eight months, but can vary in length depending on business needs and candidate availability. The cornerstone of Morgan Stanley's Outsourcing risk management philosophy is the execution of risk-adjusted supervision of outsourced services within a globally interconnected business model. Training program You will receive on-the-job training and benefit from working alongside experienced professionals on a variety of topics around outsourcing and regulations. Responsibilities Work closely with the Central Outsourcing Control team to help to: Control and test that outsourcing-related activities comply with the relevant requirements and standards of the regulatory system applicable to the MSEHSE Group; and Control that the MSEHSE Group outsourcing documentation and registers comply with the MSEHSE Groups policies and procedures The tasks specifically require: Testing of respective documentation to ensure that outsourcing activities are appropriately monitored and controlled Testing of data quality in MSEHSEs Group outsourcing and sourcing register and enhancement of data collection tools Preparation of reporting of Management Information Preparing of training documents and templates Requirements You have experience in/affinity to work with EU regulations You have a solid academic background (at least 5 semesters of business administration, economics or equivalent or bachelors degree with commercial law focus) and fluency in English. Knowledge of German is beneficial but not essential You have good communication skills, both verbal and written You are a strong team player; have an ability to collaborate with colleagues within the Outsourcing Control department and across the broader organization You are a self-starter with the ability to work independently You are driven, highly motivated and results-focused You have strong organizational skills with the ability to manage time efficiently and effectively You are detail oriented and have the ability to work efficiently and precise even within tight time constraints

Were seeking interns to join our Firm Risk Management Team for the Fall program. This is a 6 month internship program designed as an opportunity to learn more about the important role that Firm Risk Management plays within the Firm. This structured program is designed to give interns insight into this division and an opportunity to develop and master the analytical, quantitative, and interpersonal skills needed to develop an exciting and rewarding career. The training will continue throughout the course of the program with structured learning sessions run by senior executives. In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyse and monitor risks and lead key regulatory initiatives. Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals. At Morgan Stanley India, we support the Firms global businesses, with critical presence across Institutional Securities, Wealth Management and Investment management, as well as in the Firms infrastructure functions of Technology, Operations, Finance, Risk Management, Legal and Corporate & Enterprise Services. Morgan Stanley has been rooted in India since 1993, with campuses in both Mumbai and Bengaluru. We empower our multi-faceted and talented teams to advance their careers and make a global impact on the business. For those who show passion and grit in their work, theres ample opportunity to move across the businesses. Interested in joining a team thats eager to create, innovate and make an impact on the world? Read on MODEL RISK What youll do in the role: The Model Risk department independently reviews the 4000+ models used across the Firm varying from simple spreadsheet-based models to Deep Learning based models. It tests the conceptual soundness of models by using various quantitative techniques and then writes technical documents to document the findings of the review. The role of the intern would be to work with the Model Risk teams and support them in their daily roles and responsibilities. The responsibilities of this quantitative group (Model Risk) within the Risk Management department include, but is not limited to: Identify, communicate, and take steps to mitigate the model risks associated with the Firms models such as Market Risk models, Credit Risk models, Capital Planning models, Stress Testing Scenario Generation models, AI based Decision Support models, Pricing models, Asset Management models, AI based Financial Fraud detection models. The various tasks include performing analysis using various quantitative techniques to test the conceptual soundness of models, model usage, model behavior over different market conditions and other scenarios as might be relevant for the model. Help the team in various steps of the model Review and validation process like conducting various statistical tests, sensitivity testing and technical documentation of the findings of the model review. What youll bring to the role: Dual degree in Mathematics, Physics, Finance or Economics or similar numerate fields Quantitative background, good analytical and numerical skills. Knowledge about Financial products and Risk is advantageous. Desire to work in a dynamic, fast-paced, team-oriented environment. RISK ANALYTICS What youll do in the role: Interns are integrated into teams in Risk Analytics and are expected to take on responsibilities of full-time analysts. Placement will be determined by aligning your skillset and interests with our business needs. We are committed to provide opportunities to develop key competencies necessary for a successful career within Risk Management. Managers are committed to provide meaningful and challenging projects that can be implemented and incorporated into our day-to-day activities. Risk Management professionals are focused on developing and training interns to ensure a successful internship experience. Model Development: Participate in developing and enhancing quantitative methodologies/models and tools to quantify risks for business as usual and stress testing purposes. The team works across Credit, Market, Scenario, and Climate Risk models. Analytics: Perform Quantitative/Econometric Analysis to ensure appropriate modeling and capture of risk, regulatory capital calculation and ongoing compliance with regulatory requirements Risk Projects: Contribute to key projects to establish and maintain strong risk processes and infrastructure, using project management best practices. Regulatory Programs: Work with teams within Risk and across the Firm to drive key regulatory initiatives including rule implementation, regulatory exam and relationship management, remediation, and governance. The projects are presented to senior management, alongside getting a firsthand experience of working on a project from inception to delivery. What youll bring to the role: An inquisitive attitude to learn and grow. Able to write code in one of the programming languages - Python, JAVA, C++, C. Strong quantitative and analytical skills and ability to work with diverse cultures in a global team. Familiarity with collaboration tools such as: code versioning (e.g. git/svn/cvs), task tracking (e.g. Jira). Strong desire to follow best practices and deliver strategic solutions. Knowledge of financial traded products e.g. derivatives and their pricing. Excellent communication skills (Oral and written). Ability to communicate and present logically, precisely and in simple manner, complex and technical issues. Attention to details and ability to work under pressure and cope with a fast-moving environment. Ability to manage dynamic priorities. What you can expect from Morgan Stanley: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 85 years. At our foundation are five core values putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back that guide our more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, youll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect, and cross-collaboration. Our Firm is differentiated by the caliber of our diverse team, while our company culture and commitment to inclusion define our legacy and shape our future, helping to strengthen our business and bring value to clients around the world. Learn more about how we put this commitment to action: morganstanley.com/diversity. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.

This program is for students who are studying overseas outside of Japan who are exploring career opportunities in Japan. If you're currently studying at a Japanese University please apply for our 2025 Summer Insights Program instead or visit our website to register for alternative events. 2025 Early Insights Program (Tokyo) Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, wealth management and investment management services. With offices in 42 countries, the Firms employees serve clients worldwide including corporations, governments, institutions and individuals. We are one of the largest and most active foreign financial firms in the Japanese market which reflects more than 50 years of client focus, innovation and the continuous pursuit of excellence. Our strategic alliance with Mitsubishi UFJ Financial Group (MUFG) leverages the combined capabilities of Morgan Stanleys global reach and financial expertise and MUFGs unparalleled local client footprint, to better meet client needs and deliver best-in-class financial services and products. The Program A virtual program to support students studying overseas (outside of Japan) to connect with employees in Morgan Stanley Japan and learn more about career opportunities in our Tokyo office. The program consists of five 1 hour mandatory sessions related to Morgan Stanley, our culture, the financial services industry, our business areas and the campus recruitment process. In addition, participants will have priority registration for an additional 5+ optional events, and the opportunity to be selected for smaller networking sessions. Those planning to travel to Tokyo this summer will be invited to visit our Tokyo HQ. Participating Business Areas Equity Research Finance Fixed Income Sales & Trading (includes opportunities in Quantitative Finance) Institutional Equity Sales & Trading (includes opportunities in Quantitative Finance) Investment Banking Division Technology Mandatory sessions: Before applying, please check that you are able to commit to all the mandatory sessions. All dates and times are shown in Japanese Standard Time. These sessions will be in English. Session 1: Early Insights Program Launch [Monday, April 28th 9:00am - 11:30am Session 2: Careers in the Institutional Securities Group [Wednesday, May 21st 9:00am - 11:30am Session 3: Day in the Life of an Analyst (Sales & Trading and Technology) [Monday, May 26th 9:00am - 11:30am Session 4: Day in the Life of an Analyst (Investment Banking Division, Research and Finance) [Monday, June 2nd 9:00am - 11:30am Session 5: Application Best Practices [Monday, June 30th 9:00am - 11:30am Optional sessions include: Divisional Deep Dives [May - June - virtual, these sessions will be in Japanese Campus Recruiter Office Hours [monthly April - August - virtual, these sessions will be in English Office Visit [July - in person, this session will be in English Eligibility Requirements Open to all students graduating from an overseas university (outside of Japan between October 2026 and September 2028 Minimum proficiency in English (fluent) and Japanese (intermediate) required. We welcome students from all degree disciplines. Undergraduate, Master's or PhD students with limited exposure to the financial services industry are encouraged to apply. Must be able available to attend all of the above listed virtual 'Mandatory Sessions'. Applications close on April 20th at 23:59 PM (JST) Applications will be reviewed on a rolling basis. Participation in Early Insights does not guarantee selection for the 2026 Summer Analyst Program. For additional enquiries please contact Recruit.Japan@morganstanley.com

Placement and duration The Finance Division reports to Morgan Stanleys Chief Financial Officer. It is the guardian of the firms books and records and serves as an advisor to Morgan Stanleys various businesses and senior management team. In addition, the Division is a major contributor to reducing and managing risk across the firm. As the firms financial watchdog, Finance crunches the numbers. But it does more than just keep an eye on the books. Team members meet regularly and build relationships with the firms industry and government regulators, provide information to the outside business community, and give the firms management and divisions the planning assistance and reliable financial information they can use to advance the firms goals. This is a part-time internship (up to 20 hours per week), starting in April 2025 for an period of 6 - 12 months. Training programme You will receive on-the-job training and benefit from working alongside experienced professionals on a variety of projects. Role and Responsibilities As a Finance Analyst, your responsibilities may include: Calculating the daily profit and loss (P&L) tallies of traders Writing market commentaries for management reports Conducting re-engineering projects to review and enhance processes Using analytical tools to determine current and potential exposure to risk Preparing monthly financial and management reports Qualifications and Skills You are currently studying a Bachelor's degree at a university based in Frankfurt, Germany and are on track to complete with at least a Gut (2.0) You have a desire to work in Finance, particularly within the financial services industry You can fluently communicate in English and German languages, both verbally and in writing You enjoy quantitative tasks and analysis with close attention to detail You have the ability to use Microsoft PowerPoint, Excel and Word You like working within team projects and are client service orientated

Have you ever wondered how banks manage the many evolving risks they face? At Morgan Stanley, our Firm Risk Management Division identifies, measures, monitors, and controls risks. Some of those risks include, but are not limited to, regulatory risk and the risk of financial loss to the Firm and our clients. Through independent assessment of the effectiveness and consistency of risk management processes, we mitigate potential harm to the Firm and our clients. Our risk departments, called Risk Stripes, seek to uphold, and improve different components of our risk framework. We cater the program to each individual and place them in a specific Risk Stripe most well-suited to their abilities and interests. OUR PROGRAM OFFERS: A 10-week Summer Analyst Program beginning in June A comprehensive hands-on introduction to Financial Services and Risk Management In-depth exposure to a specific Risk Stripe such as Credit Risk, Liquidity Risk, Market Risk, Risk COO, Wealth Management Risk, and Investment Management, Risk Data & Strategy, and Capital & Stress Testing. Opportunities to take on meaningful and challenging projects to assess risks and communicate findings Formal training covering product and industry knowledge, soft skills, and teambuilding activities as well as informal training like on-the-job learning and weekly educational forums with Senior Management in the division Each Summer Analyst will be matched up with a peer buddy and a senior leader mentor Diverse culture and commitment to providing and supporting an inclusive workplace for all employees OUR RISK STRIPES: Credit Risk Management (CRM): CRM is responsible for mitigating the risk of loss arising from an obligors inability to meet its financial obligations to the Firm. CRM independently assesses the creditworthiness of the Firms counterparties and borrowers, including both institutional and high-net worth individuals, assigns internal credit ratings, and monitors and evaluates credit risk exposure on an ongoing basis. Liquidity Risk Department (LRD): LRD provides independent monitoring and oversight of liquidity risk arising from unexpected changes in the Firms funding needs or an inability to raise funds to meet its financial obligations in a timely manner. LRD ensures that the size and composition of the Firms liquidity resources are adequate in the amount and quality. Market Risk Department (MRD): MRD oversees the market risk arising from the Firms trading and nontrading business activities, primarily through the Firms Institutional Securities business. This includes identifying and defining market risks, establishing limits, and distributing comprehensive reports. Risk COO: Risk COO comprises several global teams that partner across risk areas to deliver strategic driven initiatives. Wealth Management, U.S. Banks (WM Risk): WM Risk partners across risk to support Wealth Management and U.S. Banks business by establishing and monitoring frameworks, managing regulatory risks, and delivering strategic initiatives. Investment Management, Risk Data & Strategy and Capital & Stress Testing: This group is responsible for a range of critical functions including identifying, assessing, and mitigating a variety of risks across the Firms extensive investment offerings in Public and Private markets. This stripe is also responsible of stress testing and capital planning initiatives to ensure the organization can weather adverse market conditions. Lastly, the department works to enhance governance by effectively maintaining data standards, and monitoring Risk Data Domains. QUALIFICATIONS Minimum cumulative GPA of 3.0 Graduating with a Bachelors degree between December 2026 and May 2027; open to all majors Strong interest in risk management, financial products, markets, and regulation Team player with a positive attitude and strong work ethic Ability to adapt in a fast-paced environment Strong communication skills (written and verbal) Highly organized and detail-oriented Proficient in MS Office (Excel, Word, PowerPoint, Outlook); advanced skills a plus APPLICATION PROCESS & DEADLINE In order to be considered, candidates must apply with their resume through the Morgan Stanley website and complete their HireVue digital questionnaire. Resumes will be reviewed on a rolling basis until the role is filled or the application deadline, whichever comes first. Applications must be submitted by May 16, 2025 at 11:55 PM EST and HireVues completed by May 18, 2025 at 11:55 PM EST in order to be considered. Expected base pay rates for the role will be 38.47 hourly at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Applicants must be legally authorized to work in the United States and should not require, now or in the future, sponsorship for employment visa status.

Have you ever wondered how banks manage the many evolving risks they face? At Morgan Stanley, our Firm Risk Management Division identifies, measures, monitors, and controls risks. Some of those risks include, but are not limited to, regulatory risk and the risk of financial loss to the Firm and our clients. Through independent assessment of the effectiveness and consistency of risk management processes, we mitigate potential harm to the Firm and our clients. Our risk departments, called Risk Stripes, seek to uphold, and improve different components of our risk framework. We cater the program to each individual and place them in a specific Risk Stripe most well-suited to their abilities and interests. OUR PROGRAM OFFERS: A 10-week Summer Analyst Program beginning in June A comprehensive hands-on introduction to Financial Services and Risk Management In-depth exposure to a specific Risk Stripe such as Model Risk and Risk Analytics Opportunities to take on meaningful and challenging projects to assess risks and communicate findings Formal training covering product and industry knowledge, soft skills, and teambuilding activities as well as informal training like on-the-job learning and weekly educational forums with Senior Management in the division Each Summer Analyst will be matched up with a peer buddy and a senior leader mentor Diverse culture and commitment to providing and supporting an inclusive workplace for all employees OUR RISK STRIPES: Model Risk Management (MRM): MRM is responsible for the Firms model risk management framework and independently oversees model risk. MRM establishes standards for the identification, development, validation, and use of models. Risk Analytics Department (RA): RA develops models to measure and manage credit, market, and operational risk, providing quantitative analysis of the Firms risk exposures by developing mathematical and statistical models. QUALIFICATIONS Graduating with a Master's degree between December 2026 and May 2027; open to all majors Able to start full time employment July 2027 Minimum cumulative GPA of 3.0 Strong interest in risk management, financial products, markets, and regulation Team player with a positive attitude and strong work ethic Ability to adapt in a fast-paced environment Strong communication skills (written and verbal) Highly organized and detail-oriented Proficient in MS Office (Excel, Word, PowerPoint, Outlook); advanced skills a plus Familiarity with coding languages APPLICATION PROCESS & DEADLINE In order to be considered, candidates must apply with their resume through the Morgan Stanley website and complete their HireVue digital questionnaire. Resumes will be reviewed on a rolling basis until the role is filled or the application deadline, whichever comes first. Applications must be submitted by May 16, 2025 at 11:55 PM EST and HireVues completed by May 18, 2025 at 11:55 PM EST in order to be considered. For Masters students only. Expected base pay rates for the role will be 41.83 hourly at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

2025 Human Capital Management Analyst Program Budapest Realize your full potential at Morgan Stanley. Through our Human Capital Management Analyst Program employees contribute to an ideas-driven culture that embraces new and diverse perspectives to solve complex problems and drive greater impact. We value a collaborative atmosphere that encourages mentorship, continuous learning, networking, and honing skills. During this program you will have a chance to gain insight into the Human Capital Management function at a leading financial services firm. We offer: A supportive and vibrant multinational environment in an inspiring HCM team Networking and learning opportunities across Morgan Stanley A competitive compensation and benefits package Opportunity to shape our Budapest office Opportunity to participate in the firms networking events Continuous development opportunities You will: Have the opportunity to choose among the following working areas, focusing on the following aspects: Compensation: Support year end compensation processes Create year end analyses and reports Assist with data auditing activities to ensure that quality information is provided Collaborate with global compensation team, HR Business Partners and other stakeholders Support the rewards project team to further enhance the global compensation management system Aid in creating system documentation and materials facilitating the training session coordination Data & Analytics: Support workforce and talent reporting processes and analytics efforts Prepare data / analysis for client consumption Work alongside a global squad of data and analytics experts, operating in a collaborative environment to problem solve and iteratively deliver products You have: Maximum 1 year of relevant work experience, or you have a Bachelor or higher degree in Human Resources, Economics, Business Economics and Management, or a related field Graduation date no later than June 2025 Solid level of English (both written and spoken), and good problem-solving skills Confident Excel knowledge (experience with any BI tools, data transformations or scripting language is a plus) An analytic mindset: high attention to detail A collaborative nature and team-orientation A hunger to learn and grow (both of yourself and of your team) The ease of interacting with team members virtually Application process: If you are interested in the above opportunity, please apply here by submitting your English CV. Although application deadlines are in place, you are advised to apply early as we recruit on an ongoing basis. About us: Morgan Stanley is a global financial services firm and a market leader in investment banking, securities, investment management and wealth management services. At Morgan Stanley Budapest, we are shaping the future of our global business and contributing to our local community. Our team works across numerous areas, including Technology, Mathematical Modeling, Finance, Risk Management, Operations and Data & Analytics from our new state-of-the-art offices near the Danube and our City Gate office in the heart of the city center. Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more. Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.