Footnotes:

* Based on Thrive 2024 conference. Note: The number of Continuing Education credits for Thrive 2025 may vary.

* Based on Thrive 2024 survey respondent feedback..  

The information presented during this Conference is prepared for general informational purpose only and prepared without regard to the individual circumstances of persons who receive it. It does not and is not intended to provide individually tailored advice.  

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Morgan Stanley at Work services and stock plan accounts are provided by wholly owned subsidiaries of Morgan Stanley.  

Morgan Stanley at Work stock plan accounts were previously referred to as Shareworks, StockPlan Connect or E*TRADE stock plan accounts, as applicable.  

In connection with stock plan solutions offered by Morgan Stanley at Work, securities products and services are offered by MSSB, Member SIPC.  

E*TRADE from Morgan Stanley is a registered trademark of MSSB.  

All entities are separate but affiliated subsidiaries of Morgan Stanley.  

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CRC 3882825 (10/2024)