IF YOU ARE AN INDIVIDUAL WHO IS A ‘RETAIL INVESTOR’ WITHIN THE MEANING OF DIRECTIVE 2011/61/EU (“AIFMD”), OR IF YOU ARE AN INVESTOR WHO OTHERWISE DOES NOT MEET THE DEFINITION OF ‘INSTITUTIONAL / PROFESSIONAL INVESTOR’ (AS DEFINED BELOW), AND YOU HAVE QUERIES RELATING TO AN INVESTMENT IN MORGAN STANLEY INVESTMENT MANAGEMENT PRODUCTS, YOU SHOULD CONTACT AN AUTHORISED FINANCIAL ADVISER OR INTERMEDIARY. IF YOU ARE UNABLE TO CONTACT AN AUTHORISED FINANCIAL ADVISOR OR INTERMEDIARY AND REQUIRE ASSISTANCE, PLEASE SEND AN EMAIL TO CSLIX@MORGANSTANLEY.COM