The Breakwater Group at Morgan Stanley

Gary Bergeron is the founder and managing partner of The Breakwater Group. He works closely with successful individuals, families and private business owners, helping them address life’s challenges so they may enjoy the financial freedom they deserve and leave the legacy they desire.

Gary’s client-focused process and outstanding service has earned him national recognition by Forbes as one of the “Best-in-State Wealth Advisors for Maine” in 2019, 2020, 2021, 2022, 2023, and 2024. Additionally, Gary is honored to be named to the 2024 Barron's list of America's Top 1200 Financial Advisors: State by State.

A commitment to life-long learning and providing clients with the most modern strategies has allowed Gary to earn elite level credentials. His advanced studies at Yale University prepared him to become a Certified Private Wealth Advisor^® (CPWA^®), a designation that enables seasoned advisors to address the sophisticated needs of clients with a minimum net worth of $5 million. As a Family Wealth Advisor, Gary is among a small percentage of Morgan Stanley Financial Advisors recognized as having the skills needed to deliver comprehensive, family-centric wealth management. He is also a Chartered Retirement Planning Specialist and Qualified Plan Financial Consultant, bringing sophisticated knowledge to the team’s corporate retirement plan work. Gary’s designations are indicative of the specialized knowledge and skills he brings to address the complex financial, interpersonal and multi-generational dynamics of successful families and private businesses.

Prior to joining Morgan Stanley, Gary was a business unit leader and strategic planner at LL Bean, a firm that is globally recognized for quality and service. He applies those deeply ingrained principles to his work with clients and to the overall mission of his team.

Gary graduated from Colby College with a bachelor’s degree in administrative science and a minor in economics. He was a scholar athlete, winning multiple academic awards, including the prestigious Wall Street Journal Award for the highest grade point average in the finance discipline. He was also the captain of the basketball team, helping to win two NESCAC championships.

Growing up in Derry, New Hampshire, Gary now lives in Yarmouth with his wife, Laura, and their two children, Henry and Annie. He is a current member and former President of the Board of the Boys and Girls Club of Southern Maine, a member of the Investment Committee for the Catholic Foundation of Maine and the Gould Academy, and is a founding member and past Treasurer of the Yarmouth Education Foundation. Time away from work generally finds Gary on a bike, in a boat, in a river, or on a mountain with family, clients or friends, or simply relaxing with a good book.


"​2019-2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2019-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
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"Barron's Top 1,200 Financial Advisors: State-by-State
​Source: Barron's.com (Awarded Mar 2024) Data compiled by Barron's for the period Oct 2022-Sept 2023.
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Kathy Reiman is a Senior Vice President and Financial Advisor. She has been investing since she was 10 years old, courtesy of her grandmother’s interest in business and the stock market; she has been in the wealth management industry for over 40 years. Kathy is a highly-credentialed advisor working as a Certified Financial Planner (CFP) and holding her FINRA series 63, 65, and 7 licenses. She has built her practice working closely with multi-generational families and individuals, helping them to navigate life’s stages and challenges. Kathy’s focus on clients, her genuine interest in people, and her personal integrity have fostered a deep respect from others. She is recognized across the industry and within her circle of friends.

A lifelong commitment to helping people and community has been a hallmark of Kathy’s life. She has taught investing and estate planning strategies for over 30 years, including university extension programs, continuing education classes, and, uniquely, as part of programming on cruise ships.

Kathy was born in Tarrytown, NY, grew up in Tiburon, California, and attended Arizona State University. She moved to Maine in 2021 and currently lives in an 1880’s Victorian house where she enjoys gardening, reading, sewing, and knitting. Kathy is also getting involved with a new entrance to Davis Park in Brunswick.

She loves the natural beauty of Maine, in every season!

Cameron Shorey is a Certified Financial Planner™ (CFP^®) and Financial Advisor at The Breakwater Group at Morgan Stanley. Since 2017, he has worked with successful individuals, families and business owners, providing personalized advice through a disciplined, goals-based process. His ability to build meaningful relationships allows him to guide clients towards a goal of financial freedom in a comfortable and accessible way.

As a CFP^® professional, Cameron has extensive, in-depth knowledge of key financial planning areas such as tax planning strategies, retirement planning, estate planning strategies and employee benefits. He is ethically bound by the CFP Board to advocate on behalf of his clients and act in their best interests. Cameron has also earned the designation of Qualified Plan Financial Consultant, providing advanced knowledge in the team’s corporate retirement plan work. He uses his knowledge and skills to help support the team’s client relationships, personal financial planning and corporate retirement plan clients. Additionally, he is a member of the Maine Estate Planning Council.

Raised in Calais, Maine, Cameron attended Phillips Exeter Academy and the University of New Hampshire (UNH), where he earned a bachelor’s degree in finance and a minor in economics. Pursuing his passions for academics and athletics at UNH, Cameron was recognized as a First Team All-Conference selection in the school’s Division I Football program and as a Conference Student-Athlete of the Year. The son of Maine small business owners, Cameron was raised in a culture of hard work, integrity and perseverance and he applies these same principles to his professional responsibilities.

Cameron values the natural beauty of Maine and especially enjoys traveling Downeast where his family has lived for 5 generations. Away from work, he is a member of the Finance Committee for the Downeast Lakes Land Trust and spends his free time in the mountains, on the water or checking out local festivities with his family and their two dogs.

Shannon Moore is an innovative, solutions-driven professional with over two decades of business experience. She has strong organizational and analytical abilities complimented by an engaging client-focused style. Shannon leads our client service group and manages the vitally important operational and project management responsibilities for the team. She possesses the ability to execute the critical details of her work while always professionally engaging clients and colleagues.

Shannon was born and raised in Maine and holds an Associate of Science in Business Administration from Husson College. Shannon lives in Westbrook with her son, Carter. In her time away from the office she enjoys sea glass hunting and is an avid New England sports fan. She is also passionate about the Center for Grieving Children and serves on their development committee.

An experienced professional with Morgan Stanley since 2000, Kris focuses on delivering investment due diligence, risk-reward analysis, and investment manager analysis to a select group of clients. He received his Consulting Group Analyst designation in 2004 and continues to design, implement, and monitor portfolios to help clients achieve their long-term goals. Kris currently holds his Series 7, 63, 65 and Insurance licenses. Born and raised in Maine, Kris graduated from the University of New Hampshire with a Bachelor of Science degree in Business Administration and a minor in Finance.

Kris and his wife, April, and daughters, Sydney and Ava, reside in Limington, Maine. When out of the office, Kris enjoys watching sports, traveling, attending music concerts, and eating great food with friends and family. He values the many outdoor activities that the beautiful state of Maine has to offer.

Geoff Butts joined The Breakwater Group in March of 2024, and brings 25 years of experience in wealth management client service. Throughout his various roles, Geoff has developed deep and meaningful relationships with his clients, striving to make their lives easier each and every day. Working internally with the team, his focus includes operational processing, reconciliation, and process improvement. He currently holds his Securities Industry Essentials Examination (SIE), Series 7, and Series 66 licenses.

Originally from Westminster, MD, Geoff and his wife, Diane, love the beauty of Maine’s rocky coast, and cherish the time they spend with their two grown sons, who both live in New England. In their free time they enjoy kayaking, cycling, dining at local restaurants, or taking in a show or musical act.

Caroline Smart is a client focused, forward-thinking, versatile client service associate with four years of experience within the Wealth Management space. Her personable and energetic demeanor allows her to develop trust and understanding when engaging with clients.
Caroline graduated with a bachelor’s degree in business and marketing from Quinnipiac University in Hamden, Connecticut. She has a deep intellectual curiosity and is always looking to further her knowledge. Caroline has successfully passed the Securities Industry Essentials (SIE) Exam, demonstrating her foundational knowledge of industry practices and regulations. She’s actively pursuing her next set of securities licensing exams and looking forward to strengthening her ability to serve clients effectively.
A recent transplant to Portland from Boston, Caroline lives in downtown Portland with her partner, Dan, who is an officer in the US Coast Guard. She remains a fervid Boston sports fan and enjoys her community of New Englanders in Maine. When she’s away from the office, Caroline enjoys reading a good book or being outdoors on the driving range, tennis courts, or heading to the mountains to ski.